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Equated Monthly Installment – EMI for short – is the amount payable every month to the bank or any other financial institution until the loan amount is fully paid off. It consists of the interest on loan as well as part of the principal amount to be repaid. The sum of principal amount and interest is divided by the tenure, i.e., number of months, in which the loan has to be repaid. This amount has to be paid monthly. The interest component of the EMI would be larger during the initial months and gradually reduce with each payment. The exact percentage allocated towards payment of the principal depends on the interest rate. Even though your monthly EMI payment won’t change, the proportion of principal and interest components will change with time. With each successive payment, you’ll pay more towards the principal and less in interest.

This application is also used to find the eligible amount for the Loan, also user can find the company cstegory and also they can check his/her company is eligible for loan

You can achieve all your goals What with a Personal Loan EMI Calculator at your disposal, you can calculate your monthly instalments way before you apply for a loan and have a definite estimate of your monthly payments well in advance. You will have to fulfil certain requirements to be eligible for a personal loan, the documents and eligibility criteria are mentioned below. So go ahead, get the personal loan and watch your dreams come true!

Personal Loan Eligibility

Individuals who can take a Personal Loan

* Salaried Employees

    * Salaried doctors

    * Employees of Public and private limited companies

    * Public and private limited companies

    * Government sector employees including Public Sector Undertakings and central and local bodies

* Minimum age of 21 years

* Maximum age of 60 years at loan maturity

EMI & Loan Eligibility Calculator

Nieuwste versie van EMI & Loan Eligibility Calculator